Venture Capital Strategies as Mediating Effects in Managing the Musharakah Contract for Islamic Banking: Malaysian Demand-side Perspectives

The users (demand-side) of Malaysian Islamic banking uphold their behavioural intention toward awareness the need to comply with Riba-free banking, especially for entrepreneurs demanding venture capital strategies. Because high risks, Musharakah contracts are deemed less preferred in banking. This study needs examine factors influencing apply strategies contract. data were collected through a survey 286 respondents and analyzed using Structural Equation Modelling (SEM) AMOS. results showed that subjective norms positively affect mediate via norms. While other not significant, findings contribute literature on by demonstrating drivers testing mediating role integrated Theory Reasoned Action (TRA) context introducing as potential driver mediator effect. banks Malaysia have great offer contract mitigate risk adopting this vital proposing channelling Corporate Social Responsibility (i-CSR) funds an initial step applying Also, regulatory bodies may benefit from outcome, which provides insight into they should consider promote